Long Term Care / Medicare

Medicare Supplemental Insurance

Medigap Policies:

These policies are designed to fill in the gaps of your Medicare part A & B coverage. You may choose from the standardized medigap policy plans that abide by Federal and State laws. We will assist you in finding the right plan of coverage to best meet your medical and financial needs. We represent only the highest rated companies to provide you the peace of mind you deserve.

Medicare Part D:

Medicare Part D is the Federal program used to subsidize the costs for prescription medications for individuals covered under medicare. We will do a thorough analysis of your current prescriptions to find the best company and plan to meet your medication needs throughout the year. This program is ever changing and we research and represent the most competitive companies to bring the most value for your medication needs.

Long Term Care Insurance

One of the most important insurance needs and one that is often overlooked is Long Term Care insurance. This coverage allows you to receive the care you need while protecting your life savings. Long Term Care Insurance includes many types of care in a variety of settings:

  • Home Health Care
  • Assisted Living Facilities
  • Adult Day Care Facilities
  • Respite Care
  • Hospice Care
  • Nursing Home
  • Alzheimer’s Facilities

When selecting a Long Term Care Insurance plan, you will need to consider the benefit amount, waiting period, benefit period and inflation factor. These choices can be confusing and complicated. Bomer & Ketner can provide a full assessment of your needs and help you choose a plan that is right for you and your family. The right plan will put you and your family at ease knowing that you will receive the care you deserve. We are here to assist you in making these life decisions.